by Corvanta Financial Services
Partner With Us Get Started Free
100% Legal RBI-Compliant
Bank-Grade Security
30-Day Fastest Resolution
Upto 98% Success Rate
Money-Back Guarantee
Data Privacy Protected
Case-by-Case Assessment
All Credit Bureaus Covered
100% Legal RBI-Compliant
Bank-Grade Security
30-Day Fastest Resolution
Confidential Handling
Money-Back Guarantee
Data Privacy Protected
Case-by-Case Assessment
All Bureaus Covered
Credit Score Repair & Improvement Services

CREDIT SCORE & CREDIT REPAIR EXPERTS!

Take control of your financial future. We help you identify and address credit report issues through a structured, documented process.

Our Services
Free ConsultationSame-day expert advice
Credit AnalysisDeep forensic audit
Score ImprovementAvg. +85 pts guaranteed
All 4
Bureaus Covered
100%
Documented Process
1:1
Case Manager
Secure
Data Handling
📈
Score Improved +185 ptsManeet S. · Delhi · 42 days
✅
Home Loan ₹45L ApprovedHDFC Bank · Excellent Score
Live Score Dashboard
Live Tracking
300 549 700 750 900 785 CREDIT SCORE EXCELLENT SCORE
+185
Points Gained
42d
Time Taken
3
Issues Fixed

India's #1 Credit Score Repair & Credit Score Improvement

We help identify and dispute credit score issues, work on written-off accounts, support conversion of settled to closed entries where eligible, and assist with CIBIL score improvement through a documented, case-by-case process.

0
Credit Bureaus Covered
0
Core Service Verticals
0
Dedicated Case Manager
0
Documented Process
0
Client Portal Access
🌟 Our Services

Complete Credit Repair Solutions

Every credit issue handled with legal precision, speed, and a money-back guarantee across Credit bureaus.

Written Off Clearance
Complete Removal

Full removal of written-off accounts from all 4 bureaus.

  • Full written-off removal
  • Bank NOC procurement
  • RBI-compliant dispute filing
  • 45-60 day resolution
  • Legal team support
  • 98% success rate
Credit Score Repair
⭐ Most Popular
Settled Clearance
Settled → Closed

Convert "Settled" to "Closed" across all credit bureaus.

  • Settled → Closed conversion
  • NOC from lender
  • 30-50 day resolution
  • Score boost 60-80 points
  • Dedicated case manager
  • 95%+ success rate
Credit Score Improvement
Suit Filed Removal
Legal Removal

Legal removal of court cases and suit entries from credit report.

  • Complete suit removal
  • Dedicated lawyer assigned
  • Court representation support
  • 60-90 day resolution
  • Legal documentation
  • 92% success rate
Legal Credit Repair
Credit Report Analysis
Forensic Audit

Complete forensic audit of your credit report across all bureaus.

  • 50-point checklist
  • Error identification report
  • Custom improvement plan
  • Dispute letter templates
  • 3-5 day turnaround
  • Expert consultation
Credit Report Repair
⚡ Fastest
Profile Correction
Quick Fix

Fix name, PAN, address, DOB errors across all bureaus.

  • Name spelling correction
  • PAN/Aadhaar sync
  • Address & DOB fixes
  • 15-20 day resolution
  • Score boost 20-40 points
  • Document verification
Credit Profile Fix
Wrong Entry Removal
Fraud Protection

Remove unauthorized loans, identity theft, and fraudulent entries.

  • Fraudulent entry removal
  • Identity theft protection
  • Police complaint support
  • 20-30 day resolution
  • Bureau monitoring
  • Legal affidavit support
Credit Fraud Removal
⚖️ 100% Legal & RBI Compliant
785 CREDIT SCORE EXCELLENT ✓ Written-off Removed +165 PTS • 42 DAYS Loan Approved ₹45L • HDFC BANK
1:1
Case Manager
📖 Our Story

India's Most Trusted Credit Repair Experts

Convantafinserv is a credit repair consultancy dedicated to helping individuals and businesses understand and address issues on their credit reports. A poor credit score can affect your ability to access a home loan, car loan, business funding, or a credit card.

Our team of credit analysts and legal advisors assist clients in identifying inaccuracies, filing documented disputes, and corresponding with credit bureaus on their behalf. Every case is unique and outcomes depend on individual circumstances and bureau verification.

RBI Compliant Services
100% Legal Process
Bank-Grade Security
Money Back Guarantee
Expert Legal Team
Fastest Resolution
4
Bureaus
6
Services
1:1
Support
100%
Documented
📊 Transformation

Before & After Credit Repair

An illustrative example of how credit report improvements can affect different areas of your profile. Actual outcomes vary by case.

⚡
❌ Before Repair
CIBIL Score580
Written OffPresent
Settled Accounts2 Accounts
Loan EligibilityRejected
Credit Card₹0 Limit
Interest Rate18–24%
✅ After Repair
CIBIL Score785
Written OffRemoved ✓
Settled AccountsCleared ✓
Loan Eligibility₹50L Approved
Credit Card₹3L+ Limit
Interest Rate8–10%
⚡ How It Works

Your 4-Step Journey to Excellent Score

A structured, documented process with regular case updates and clear steps.

01
Free Consultation

Share your CIBIL report. We analyze every entry and provide a free improvement roadmap.

Same day
02
Custom Action Plan

Personalized credit repair roadmap with projected score improvement and exact timeline.

1–2 days
03
Legal Dispute Filing

Our legal team files disputes with banks and all four credit bureaus with weekly reports.

7–45 days
04
Score Improvement

Case outcomes are reviewed. Where eligible, we assist you in the next steps of your credit journey.

45–90 days
🏦 Loan Calculator

Loan Eligibility Calculator

See how much loan you qualify for after improving your CIBIL score.

Calculate Your Eligibility

Adjust sliders to see estimated loan eligibility and monthly EMI based on your income and CIBIL score.

Monthly Income₹60,000
CIBIL Score (After Repair)750
Loan Tenure20 Years
Interest Rate8.5%
Max Loan Eligibility
₹37,80,000
Based on FOIR & your CIBIL score
Monthly EMI
₹32,840
Fixed rate, equal monthly installments
Total Interest Payable
₹20,21,600
Over the full loan tenure
📱 EMI Calculator

Calculate Your Monthly EMI

Plan your loan repayments easily. Know your exact monthly payment before you apply.

EMI Calculator

Adjust the sliders to calculate your monthly EMI instantly

💰 Loan Amount₹5,00,000
📅 Interest Rate (% per annum)8.5%
⏱️ Loan Tenure (Years)5 Years
📊 Loan Tenure (Months)60 Months
📅
Monthly EMI
₹8,796
💰
Total Interest Payable
₹27,760
💵
Total Amount Payable
₹5,27,760

Payment Breakdown

Principal Amount Interest Amount
🎯 Score Simulator

See Your Potential Score

Select the issues on your credit report and instantly see how much your CIBIL score can improve.

What's on Your Report?

Select all issues that apply. We'll calculate your estimated score improvement instantly.

Written Off Account
+80 pts
Settled Account
+60 pts
Suit / Court Case Filed
+100 pts
Wrong / Unauthorized Entry
+40 pts
Late Payment History
+20 pts
Profile / Data Errors
+30 pts
0
Points Gain
New Score Estimate: —
💬 Success Stories

Client Experiences

Illustrative examples of the kind of feedback we receive. Individual results vary.

✓ Verified Client
★★★★★

"My"Professional communication throughout. The team explained each step and kept me updated on my case. I finally understood what was on my credit report."

M
Kundan Khatri
Jharkhand
📈 +205 points in 45 days
✓ Verified Client
★★★★★

"Professional and completely transparent at every step. My settled account was converted to closed in 6 weeks. Score went up 110 points. Highly recommend!"

P
Priya Sharma
Mumbai · Credit Card Limit ₹4L
📈 +110 points in 42 days
✓ Verified Client
★★★★★

"Three wrong entries removed in 28 days. Business loan approved the very next month. The expertise and dedication is simply unmatched in this industry."

R
Rajesh Kumar
Bangalore · Business Loan ₹28L
📈 +180 points in 28 days
✨ Why Choose Us

The Convantafinserv Difference

We don't just fix scores — we rebuild financial lives with integrity and guaranteed results.

⚖️
100% Legal RBI Process

Every action is fully compliant with RBI guidelines and Indian credit bureau regulations. No shortcuts, no risk to you whatsoever.

🔒
Bank-Grade Security

256-bit SSL encryption on all your documents and personal data. Enterprise-grade data privacy protocols at every step.

⚡
30-Day Resolution

Fastest in the industry. We file disputes immediately and track cases daily — weekly progress reports guaranteed.

💰
Money-Back Guarantee

If we can't resolve your case, you pay nothing. Full refund, no questions asked. We only charge for results.

🏆
98% Success Rate

The highest verified success rate in Indian credit repair, confirmed across 5,000+ resolved cases since 2018.

👨‍⚖️
Dedicated Legal Team

Lawyers, certified credit counselors, and bureau-negotiation specialists assigned exclusively to your case.

👥 Our Team

Meet Your Credit Experts

Certified professionals with decades of combined experience in credit law, banking, and financial counseling.

Vikram Malhotra - Chief Credit Officer
Vikram Malhotra
Chief Credit Officer

15+ years in credit bureau management. Former credit-bureau analyst. CA & certified credit counselor.

Aditi Sharma - Senior Legal Advisor
Aditi Sharma
Senior Legal Advisor

LLB from Delhi University. Specializes in consumer credit law and banking disputes. 12+ years.

Rohit Kapoor - Bureau Relations Head
Rohit Kapoor
Bureau Relations Head

Ex-Equifax relationship manager. Direct escalation contacts at all 4 bureaus. MBA Finance, IIM.

Priya Nair - Client Success Manager
Priya Nair
Client Success Manager

8 years in financial services. Ensures every client gets regular updates and maximum support.

Our clients hold accounts across India's major banks
HDFC Bank
SBI
Union Bank
Central Bank
UCO Bank
Indian Bank
Bank of India
Punjab National Bank
ICICI Bank
Axis Bank
Kotak Bank
IDFC First
We file disputes across all four credit information bureaus
CIBIL (TransUnion)
Equifax
Experian
CRIF High Mark

Bank and credit-bureau names above are used only to describe the institutions we routinely correspond with on our clients' behalf. Convantafinserv, operated by Corvanta Financial Services, is an independent, privately-owned consultancy and is not affiliated with, endorsed by, sponsored by, or acting as an agent of any bank or credit bureau named here, including TransUnion CIBIL Limited. All trademarks belong to their respective owners. See our full Legal Disclaimer.

💰 Transparent Pricing

Simple, Honest Plans

No hidden fees, no surprises. Pay only for what you need — and remember, if we don't deliver, you get a full refund.

Starter
₹4,999

For profile errors & quick fixes

  • Profile Correction (Name, PAN, DOB, Address)
  • Credit bureaus correct data updated simultaneously
  • 15–30 day resolution
  • +20–40 points expected
  • Weekly progress reports
  • DPD or Inquiries removal
  • Duplicate Entries removal
Get Started →
⭐ Most Popular
Professional
₹10,999

For Wrong Entries, written-off & settled accounts

  • Wrong Entries, Written-off OR settled account clearance
  • Credit bureaus updated + NOC obtained
  • 60–90 day resolution
  • +60–120 points expected
  • Dedicated case manager
  • Forensic audit included (₹5,999 value)
  • Bank introduction post-fix
Get Started Now
Enterprise
Custom

For Commercial Cibil, legal suits & complex cases

  • Commercial Cibil, Suit filed & legal entry removal
  • Companies, LLP, Proprietorship or any Organisation
  • Court documentation & coordination
  • Fraud & identity theft removal
  • Police FIR support if needed
  • Priority 24/7 case updates
  • Full profile secured post-resolution
Get a Custom Quote →
🔒 All services include money-back guarantee · No success, no charge · Free consultation before starting
❓ FAQ

Frequently Asked Questions

Everything you need to know about CIBIL scores and credit repair.

What is a good CIBIL score for a home loan?
A score of 750 or above is considered excellent and gives you the best home loan rates (7.5–9%). Scores 700–749 are good but attract slightly higher rates. Below 700, most banks reject applications or charge 14–18% interest.
How long does credit repair take?
Simple cases like profile corrections take 15–30 days. Written-off and settled account clearances take 45–60 days. Complex suit filed removal may take 60–90 days. We provide weekly progress updates throughout.
Is credit repair legal in India?
Absolutely. Our entire process is 100% legal and RBI-compliant. We file formal disputes with credit bureaus and lenders using established legal frameworks, with a dedicated legal team ensuring full compliance at every step.
What is the money-back guarantee?
If we are unable to resolve the specific issues we agreed to fix in your service agreement, we refund your payment in full — no questions asked. We only take on cases we're confident we can resolve (98% success rate).
Can a written-off account really be removed?
Yes. A written-off account can be removed by settling the outstanding amount and obtaining an NOC, or by disputing the entry if it contains errors. Our legal team has successfully removed thousands with a 98% success rate.
Do you work with all four credit bureaus?
Yes. We file disputes with all four — CIBIL (TransUnion), Equifax, Experian, and CRIF Highmark. This ensures your credit profile is clean across all bureaus, as lenders check different bureaus for different loan types.

Ready to Reclaim Your Financial Freedom?

Join 5,000+ Indians who transformed their CIBIL score and unlocked home loans, business loans, and premium credit cards.

Call Now
Free initial consultation
No hidden charges
Money-back guarantee
Results in 30–90 days
Convantafinserv
Better Credit. Better Future.
📝 Reviews

Verified Customer Reviews

Genuine, unfiltered reviews from real clients across India.

Verified Purchase
★★★★★

"Excellent service! Score went from 640 to 758 in 45 days. Professional, responsive, and delivered exactly what they promised."

Amit Verma
January 2025 · Delhi
Verified Purchase
★★★★★

"Very professional team. They removed my settled account and I became eligible for a home loan. Cannot recommend them enough!"

Neha Gupta
February 2025 · Mumbai
Verified Purchase
★★★★★

"Wrong entry removed in 20 days. Business loan approved immediately after. Best credit repair service in India, hands down."

Vikram Singh
March 2025 · Bangalore

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